Mobile Payments Technology

Our HCE solution will quickly and easily enable existing cardholder accounts

or issue new financial products for proximity payments. This solution simplifies

the complexity typically associated with mobile payment deployments without

the need for traditional integration & system upgrade costs.

Security

Our solution provides secure and reliable cloud-based card credential
management.
The main functionality is to provision an end user’s card credentials
into the cloud environment and enable their wallets to use these
credentials in a secure way.

By transferring a token in advance, payments can also be
processed without an active Internet connection.
Our HCE solution does not require a particular SIM card
or secure element.

HCE technology enables the customer to pay with the smartphone,
so there’s no need to take the bank card.
There is a dematerialisation/ virtualization of cards.
This feature increases customer engagement by quickly enabling the mobile
banking app for payments anywhere and anytime.

Watch one of our client’s HCE video, Byblos Pay!

Self-Enrollment

Gain independence and direct control over your application

by using HCE. Get direct control over your brand and consumer

experience with no dependence

on any intermediaries.

Digitized Cards

Make cashless/ contactless payments within

several minutes after signing in your cards in

the app.

Secured Payments

HCE enables storing the data in the phone’s memory card

or a cloud with the use of certified by Visa, MasterCard

and other technologies.

Monitored Transactions

Instantaneous fraud detection and interception become

reality advanced transaction security features.

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